Find Malaysian condos that still cashflow after mortgage, tax, vacancy and maintenance

We scan 130,000+ sale listings and model 4,000+ matched properties against all 12 recurring costs (financing, maintenance, taxes, vacancy, insurance) using shariah-compliant Islamic financing. Only about 1 in 4 survives as cashflow-positive. It is all free.

✓ Cashflow Positive
Putrajaya
3-Bed Condo, Putrajaya
RM 300,000
Monthly Rent
RM 2,500
Islamic Instalment
RM 1,195
Gross Yield
10.00%
Total Monthly Cost
RM 1,893
Net Monthly Cashflow
+ RM 607 /mo
Islamic Financing
1,000+
Cashflow-Positive (of 4,000+ Analyzed)
16
Regions Covered
12
Recurring Costs Modeled
Reference data from
Major Malaysian Property Portals · Bank Negara Malaysia · NAPIC · LHDN
No affiliation or endorsement implied.
Methodology
130,000+ listings scanned 4,000+ matched with rental data 12 costs modeled 1,000+ cashflow-positive
The Problem

That 5.25% gross yield?
It's probably costing you RM 822/month.

We modeled an RM 800,000 condo at 5.25% gross yield — the kind most agents call "good." After mortgage, maintenance, taxes, vacancy, agent fees, insurance, and furnishing depreciation, the owner loses RM 822 every month. Most investors only account for 3 of the 12 recurring costs. Read the full 12-cost breakdown →

✕ Without PropCashflow

Gross yield is all you see

Agents quote 5-8%, but after real costs most Malaysian condos deliver 2-3% net. The 1.5-3.5% gap is invisible until you've already bought.

Financing cost guessed, not modeled

Most buyers plug in a rough instalment. We model shariah-compliant Islamic financing (Musharakah Mutanaqisah) at a representative profit rate, so the monthly number reflects what you would actually pay.

Hidden costs missed

Maintenance, sinking fund, assessment tax, quit rent, insurance, vacancy, agent fees, furnishing depreciation, rental income tax — most investors forget half of these.

✓ With PropCashflow

Every cost included

Financing + maintenance + taxes + insurance + vacancy + agent fees + furnishing depreciation = true net cashflow. No surprises 18 months in.

Shariah-compliant financing modeled

Every property is calculated on Islamic (Musharakah Mutanaqisah) financing using a representative Islamic financing profit-rate assumption, with MRTT (Takaful) protection costed in.

Pre-filtered for positive cashflow

Only properties above the ~5.5% gross yield threshold that survive the full cost stack make the cut. You skip straight to evaluation.

What You Get

Everything you need to invest
with confidence

Each property listing comes with a complete financial breakdown — no guesswork required.
📊

Full Cashflow Analysis

Monthly instalment, maintenance, taxes, insurance, vacancy — all factored into a single net cashflow number for every property.

Shariah-Compliant Financing

Modelled as Musharakah Mutanaqisah financing with MRTT (Takaful) protection, using a representative profit-rate assumption (actual rates vary by bank and applicant).

🚇

Transit Proximity

Distance to nearest MRT, LRT, or KTM station — because transit-linked properties rent faster and command higher rents.

📈

Rental Confidence Score

Each rental estimate comes with a confidence rating (HIGH / MEDIUM) based on the number of comparable rentals in the area.

🏛

RPGT & Stamp Duty Guide

Complete breakdown of acquisition costs, exit taxes, and first-time buyer exemptions so you know your total investment.

🗺

Area Deep Dives

Top cashflow-positive zones analyzed — what drives rental demand, tenant profiles, vacancy rates, and growth catalysts.

Sample Data

A preview of what's inside

Cashflow-Positive Listings

Property Area Price Est. Rent Net Cashflow Yield Best Via
3-Bed Condo Putrajaya RM 300,000 RM 2,500 +RM 607 10.00% Islamic
4-Bed Condo Ampang, Selangor RM 374,000 RM 2,642 +RM 383 8.48% Islamic
3-Bed Condo Kuchai Lama, KL RM 397,000 RM 2,642 +RM 291 7.99% Islamic
3-Bed Condo Sentul, KL RM 311,000 RM 2,102 +RM 184 8.11% Islamic
3-Bed Condo JB, Johor RM 445,000 RM 2,678 +RM 130 7.22% Islamic
How It Works

From raw data to investment-ready insights

01

Scan 130,000+ Sale Listings

We aggregate data from major Malaysian property portals — 130,000+ sale listings and 90,000+ rental listings across 16 regions.

02

Match Rental Data

Each sale listing is matched to 3+ rental comparables in the same area to estimate realistic monthly rent.

03

Calculate True Costs

We compute total monthly cost including financing (representative profit rate), maintenance, taxes, insurance, and vacancy.

04

Deliver Your Report

Only properties with positive net cashflow make the cut. You get the full cashflow dataset delivered to your inbox, ready to evaluate.

Islamic Financing Analysis

Shariah-compliant cashflow analysis

Every property is analyzed under shariah-compliant Islamic financing (Musharakah Mutanaqisah), so you can invest according to your values.
  • Musharakah Mutanaqisah (diminishing partnership) rates from major Islamic banks
  • MRTT (Takaful) costs factored into monthly calculations
  • Shariah-compliant banks highlighted: Bank Islam, Maybank Islamic, CIMB Islamic, RHB Islamic
  • Net monthly cashflow after financing, MRTT (Takaful), and all 12 recurring costs
  • Islamic financing guidance included
Based on RM 365,000 property · Est. rent RM 1,900/mo · 90% LTV · 35-year tenure
Islamic (Musharakah Mutanaqisah)
Effective Profit Rate
4.00%
Monthly Instalment
RM 1,455
Protection
MRTT
Monthly Insurance
RM 75
Total Monthly Cost
RM 1,830
Net Cashflow
+RM 70
Free Updates

Get weekly cashflow-positive
property alerts

New listings added every week. We'll email you the highlights — no spam, unsubscribe anytime.

Free 10-Property Sample

4,000+ properties analyzed.
1,000+ survived.

Free calculators, region guides, and a 10-property cashflow sample, with data most agents don't have. No payment, no catch.
  • Full cashflow-positive dataset across 16 regions
  • Shariah-compliant Islamic financing modeled on every property
  • Rental confidence scoring with comparable count
Get the Free Sample →
Delivered to your inbox · Free, no payment required
FAQ

Common questions

Where does the data come from?

Our research is based on market data from major Malaysian property portals. Financing is modelled on a shariah-compliant (Musharakah Mutanaqisah) basis using a representative profit-rate assumption. Market benchmarks come from NAPIC official reports.

How accurate are the rental estimates?

Each property requires minimum 3 rental comparables from the same area. We assign a confidence score (HIGH or MEDIUM) based on data quality. Asking rents may be 5-15% above actual agreed rents.

Is this financial advice?

No. This is a data product for informational and educational purposes. All calculations are estimates. We strongly recommend consulting a licensed financial advisor and doing your own due diligence.

What makes the Islamic analysis different?

We model shariah-compliant Islamic financing (Musharakah Mutanaqisah) using a representative profit-rate assumption and price protection using MRTT (Takaful). This reflects the true monthly cashflow under shariah-compliant financing, which is often enough to tip a borderline property into positive territory.

Can foreigners use this?

Yes. Our foreign-buyer research covers 8% stamp duty calculations, MM2H guidance, the state consent process, and only properties that meet foreigner minimum price thresholds. Especially useful for Singaporeans eyeing Johor properties near the RTS Link.

Stop guessing which properties
actually cashflow.

We analyzed 4,000+ properties with rental data against all 12 recurring costs under shariah-compliant Islamic financing. Only about 1 in 4 survived as cashflow-positive. They are all in the free dataset, pre-analyzed and ready to evaluate.

Get the Free 10-Property Sample →

Delivered to your inbox · Same methodology as the full dataset